Take The Heat Off Home Improvement
Get those summer projects done with our low rate on home improvement transactions when you use your PFCU Visa Credit Card. Receive a special rate of 0.99% APR for 6 Months on home improvement transactions completed between June 1, 2026, and September 1, 2026. Ask us about this special rate offer today.
Available only on purchase transactions with the following Merchant Category Codes:
- 5072 – Hardware, Plumbing, Heating Equipment, and Supplies
- 5200 – Home Supply Warehouse Stores
- 5251 – Hardware Stores
- 5211 – Lumber & Building Material Stores
- 5198 – Paints, Varnishes, and Supplies
- 5231 – Glass, Paint, and Wallpaper Stores
- 5713 – Floor Covering Stores
Don’t Have a PFCU Visa Credit Card?
That’s OK, you can APPLY TODAY. Our credit card is unbeatable:
Standard Fixed/Non-Variable Rate Card as low as 12.9% APR*. Well below the average interest rate of 19.57% APR (BankRate.com, May 27, 2026)
Plus
- No annual service charge
- Low balance transfer fee – only 1%
Minimum credit score restrictions apply. Standard PFCU underwriting guidelines apply. *APR = Annual Percentage Rate.
