Balance Transfer – 1.99% APR* for 12 Months

Spring Clean Your Credit Card Debt

Start sweeping away those high-interest card balances with our low balance transfer rate! Receive a 1.99% APR* for 12 months when you transfer a credit card balance between 2/1/2026 and 5/1/2026 to a PFCU Visa Credit Card.

Transferring is SIMPLE! To get started, please call a Loan Officer today at 847.697.3281 or fill out our Balance Transfer Form.

Don’t Have a PFCU Visa Credit Card

That’s OK, you can APPLY TODAY. Our credit card is unbeatable:

Standard Fixed Rate Cards as low as 12.9% APR*

Well below the average interest rate of 19.73% APR (BankRate.com, Dec. 2025)

Plus

  • No annual service charge
  • Low balance transfer fee – only 1%


Balance Transfers made from 2/01/2026 through 5/01/2026 will receive 1.99% APR* for 12 months from date of transfer. After the promotional time frame expires, remaining balances will migrate to the standard APR applicable on your account. Contact customer service for complete details. * APR=Annual Percentage Rate. Subject to qualification. Standard PFCU underwriting guidelines apply. Minimum credit score restrictions apply. There is a 1% Balance Transfer Fee. APR = Annual Percentage Rate.