“Buy Now, Pay Later” (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. Services like Affirm, Afterpay, and Klarna allow you to buy what you want now and pay for it over time. Add to that an interest-free option and this feels like a no-brainer. It’s convenient, quick, and feels like a smart financial move, but it’s important to understand the fine print. Learn More