Are there some things you’d like to do, but need a little bit of help? If some funds are keeping you from doing what you want, then consider a Personal Loan. You can use your loan for whatever you need. Members have used their Personal Loans for many reasons:
- Save Money – Use our low rate loan to payoff high rate credit cards and/or consolidate debit.
- Improvement – Use the loan to take care of home improvements and repairs.
- Peace of Mind – Use your loan to extinguish emergencies that have come up.
- Make Memories – Use the cash to put money down for a banquet hall for your dream wedding or other events.
Members in good standing may apply for:
| Amount | APR* | Term |
| $500 – $2,500 | 9.99%-10.99% | Up to 12 months |
| $2,501 – $5,000 | 10.99% -12.99% | Up to 24 months |
Must be a member in good standing. Not overdrawn on their checking account or delinquent on any PFCU loan. Payment must be via direct deposit, automatic transfer or ACH only. Only one Loan Special can be open at a time per member. A joint account is considered one member. Multiple account numbers to the same person is still one member. However, if there are 2 direct deposits (one per person), two loans can be granted. *APR = Annual Percentage Rate
