
Partnership Financial Credit Union | 847-697-3281
Barrington | Des Plaines | Evanston | Franklin Park | Morton Grove
Lock in an exciting fixed promotional rate of 3.99% APR for the first 12 months when you open a Home Equity Line of Credit (HELOC)!
HELOCs offer the ability to “borrow as you go” from a line of credit secured by the equity in your home. Pay only for the funds you use—not your limit! Borrow what you need, when you need it. NO ANNUAL FEE!

- Home Renovations
- Consolidate Debt
- Education
- Wedding
- Other Personal Reasons
Credit unions are not-for-profit financial institutions that are owned by their account holders, or “members.” While banks return their profits to stockholders as dividends, credit unions return their profits to their members in the form of better rates and lower and fewer fees. Credit unions extend beyond banking to positively impact the communities they serve by donating to charitable causes, delivering financial education programs, sponsoring community events, and more.
Questions? Please contact one of our loan officers at 847.MYPFCU1 847.697.3281 or loandepartment@mypfcu.org.

“I had the pleasure of working with Tiffany Mazzoccoli on obtaining a HELOC for some renovations on my home. Tiffany was helpful, courteous, professional, and worked to timely complete the process. Quick to answer my questions, and always willing to provide additional information if needed, Tiffany made the process painless. Working with someone like Tiffany has only reaffirmed my decision to move away from the “big banks” to PFCU. The personal service and attention to my individual needs makes me feel like more than just another account number.”
—Jeff Bora
Disclosure: INTRO RATE: For each of your billing cycles for 12 months, the monthly Periodic Rate for new transactions will be an APR of 3.99%. Beginning with the first day following the introductory period, the Periodic Rate and the corresponding APR* for all transactions and balances will be based upon your contracted rate which, will be a variable rate based upon The Wall Street Journal prime rate which was 6.75% as of 1/1/2026, but will never be more than 18.00% APR* or less than 4.00% APR* for transactions with a loan to value ratio equal to or less than 80.00%. Your APR* will be based on several factors, including your credit history/score, loan to value ratio, property type, and lien status, as disclosed. Your first billing cycle after the date of the Agreement may be less than a full or complete billing cycle. No other discounts apply to the Intro Rate. *APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Minimum initial loan advance of $25,000 required. Minimum advances thereafter are => $1,000. Owner-Occupied, primary residence only. Non-owner occupied and/or investment properties do not qualify for the introductory APR* special of 3.99% and are subject to variable rates based upon The Wall Street Journal prime rate. All loans subject to approval and must meet PFCU lending guidelines. Existing PFCU loans are not eligible for the promotion. To qualify for a loan, a PFCU account is required.


